27 Mar 2015

4 Money Tips for Graduating from College..

4 Money Tips.....

6 money tips for the time you graduate from college
It’s March... And you know what that means? Graduation! As a college senior, you may be excited to finally get your diploma and move on to the real world.

More from: http://www.gmanetwork.com/news/story/454801/economy/moneyandbanking/6-money-tips-for-fresh-grads?ref=related_stories
It’s March... And you know what that means? Graduation! As a college senior, you may be excited to finally get your diploma and move on to the real world.

More from: http://www.gmanetwork.com/news/story/454801/economy/moneyandbanking/6-money-tips-for-fresh-grads?ref=related_stories

 From The Desktop of:   Jason R Chinn
 On the Date of:             26 March 2015


Once again It’s March... And you know what that means? Graduation! As a college senior, you may be excited to finally get your diploma and move on to the real world.


This year I’m graduating, and thus have not just one year to mull over, replay, and regret, but an entire college career. Looking back, I always think of the things I should have changed, the internships I should have applied for, the nights I should have stayed in. I like to tell myself that if I could do it all again, I’d do it perfectly.

TIP 1.

Being broke is as depressing thought as it is a reality check. College fees, travelling expenses & nights out can all contribute to a zero bank balance.
money don't grow on trees, like you thought when you were younger. Reality strikes and your left wondering, 'what should I do now'?

Here's the first thing everybody should do from day one when you'r old enough to have a bank account, or as soon as possible after the age of your first bank account.  SAVE AT LEAST 10 PERCENT OF ALL MONEY THAT’s COMING IN.
Do this from day one and you'll be on the first step of the finance ladder when it comes to Graduation Time.



Graduating from college


TIP 2.

Stay in throughout the week while your away at college, even if your friends go out. Think of what you could save by not going with them. If you enjoy nights out and you feel you need to, then just go out at weekends. You will be surprised that you can save hundreds of pounds in just a couple of weeks.

Sit down with a pen and paper and jot down the cost of a night out in the week, then multiply it by 5 for every week day and you'll soon change your mind about nights out throughout the week. "Or will you".
I all depends on what type of person you are and if you have the will to say no!



Think about graduating instead of nights out.

The benefits of staying in throughout the week!


TIP 3.

Take time and sit down and write down on paper, your plans for the fourth-coming year ahead. Make sure you prepare this for at least a year ahead. Like a business plan in a way, an a cash flow forcast for the year ahead. if you find it hard get some help in starting off, or look on the internet. there's a wealth of informaition online about any and every topic you can think of, and more...


Graduating from college

Graduation Day is almost here already!

"I’ve definitely wasted many hours over the last four years, 
and perhaps sometimes my priorities were out of line. When I 
reflect back on my college experience, I am initially struck by regret, 
and a tiny bit of self-loathing. I beat myself up over the things 
that I would have, could have, should have done. I step back 
and evaluate who I am today, and I’m overall pretty bummed 
to realize that I am most definitely not the 22-year-old that I’d 
always imaged I would be, and my undergraduate experience was 
nowhere close to how it looks in the movies "

TIP 4.

Don't end up regreting the past years that you have wasted in college. keep your chinn up and your head down and before you know it you've graduated from university or college and you have landed the job that set out get, hence the years you just spent in college.

" Once I can shake my disappointment with myself, I can see 
that maybe all the time I’ve wasted and all the mistakes 
I’ve made didn’t actually screw me over in the end. 
Maybe I don’t have it all together, I don’t know what 
I want from life, or what I want to do, or even where 
I’ll be a year from now. But even when my schoolwork 
or ultimate life goals weren’t first on my to-do list, the time 
I spent doing extra-curricular student groups, walking 
by the ocean, or having coffee and a long talk with a 
friend (even though I should have been studying) was 
beneficial to my personal growth and development.
So no, I’m definitely not the person I set out to be, 
but my time in college has taught me so much 
more than academic drive and motivation
I’ve become more comfortable in almost every 
social situation, and more importantly, more 
comfortable with myself. "

Dont loose your head, just LEARN!

 Keep calm and graduate from college

 
finally time to find a career

Congratulations on graduating


graduation day

graduation day


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14 Mar 2015

Auction-based electronic London silver fix to debut in August

Auction-based electronic London silver fix to debut in August


CME Group and Thomson Reuters have been chosen to deliver a new silver price mechanism to replace the London Silver Fix — a system that has been in place for over a century to set the daily benchmark price for silver.


  
Starting in mid-August, a new electronic, auction-based system devised by the two companies will do the job instead, the London Bullion Market Association said in a July 11 release.
CME Group will provide the price platform and methodology while Thomson Reuters will take care of administration and governance.
The LBMA made the decision based on a market consensus — it conducted surveys and numerous meetings with market participants, solution providers and regulators — and backed by a review by independent consultants G Cubed Metals.

In a press release, the LBMA said respondents to one of its market surveys clearly preferred the joint CME Group-Thomson Reuters proposal over the others.
The LBMA included several criteria in its request for proposals to set up and operate a new, more transparent system. In addition to being electronic and auction-based, the system has to be auditable, tradeable, and allow for more direct participants.
The joint proposal by CME Group and Thomson Reuters won out over those of several other organizations, including the London Metal Exchange and Bloomberg.

The London Silver Fix was established in 1897 and historically, has been determined by a small number of banks in an auction-like process. The banks participate in a conference call and invite clients to submit buy and sell orders. The price is then adjusted higher or lower until demand and supply are matched.
Most recently, Deutsche Bank, HSBC and the Bank of Nova Scotia have been responsible for setting the London Silver Fix.
However, in April, Deutsche Bank announced it would be withdrawing from the group as part of a larger exit from the commodities space. The group was unable to find a replacement.
The revamp comes at a time when regulators are investigating whether other benchmarks — the London Gold Fix and Libor (the London Interbank Offered Rate) — have been subject to manipulation by banks.

Barclays was fined US$44 million in May by the Financial Conduct Authority after one its traders manipulated the price to its benefit at the expense of one its clients. It was also fined in the Libor rigging scandal.
Reform is also planned for the London Gold Fix, which is currently set by Barclays, HSBC, Bank of Nova Scotia and Societe Generale. The new silver price benchmarking system could act as a model for that reform. The World Gold Council is heading up a review of the London Gold Fix.

It recently hosted a forum to examine reforms, which including representatives of central banks, bullion banks, refiners, ETFs, exchanges and industry bodies.
In a press release, Natalie Dempster, the World Gold Council’s managing director, central banks and public policy, said the organization was at the start of the process of modernizing the gold benchmark. She also said there was strong support for the World Gold Council’s key principles for reform.



“We believe it should be based on executed trades and a tradeable price, it should have highly transparent input data, should be calculated from a deep and liquid market, and represent a physically deliverable price,” Dempster said.
The new silver benchmarking system will be tested in early August before going live on Aug. 15
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12 Mar 2015

LinkedIn Corporation LNKD: NYSE; Technology/IT Services & Consulting

LinkedIn Corporation

LNKD: NYSE; Technology/IT Services & Consulting
PRIMARY EXCHANGE: NYSE   OTHER EXCHANGES: Mexico, SIX Swiss Exchange, More »
 
LASTCHANGEVOLUME
At close 03/12/2015$266.42+1.47 +0.55%944.1K
AFTER HOURS 5:27 PM ET$266.420.00 0.00%
 
http://extras.mnginteractive.com/live/media/site568/2013/0411/20130411_042226_linkedin_sign2_300.jpg

News about LinkedIn Corporation, including commentary and archival articles published in The New York Times.

Company Information

LinkedIn Corporation (LinkedIn), is a professional network on the Internet with approximately 277 million members in over 200 countries and territories. Its Free Solutions includes ability to manage professional identity, ability to build and engage with professional networks, access to knowledge, insights and opportunities and ubiquitous access. 
 
 
http://static.cdn-seekingalpha.com/uploads/2013/6/24/398827-13720949097627485-Markus-Aarnio.png
 
 

The Company generates revenue across three product lines: Talent Solutions, Marketing Solutions, and Premium Subscriptions. All three product lines are sold through two channels, an offline field sales organization, which engages with both large and small enterprise customers, as well as an online, self-serve channel where it generates revenue from both enterprise customers and individual members purchasing subscriptions. On February 28, 2014, it acquired the entire share capital of Bright Media Corporation (Bright). In July 2014, it acquired Newsle Inc. In August 2014, LinkedIn Corp. acquired Bizo, Inc.
 
LinkedIn Corporation
2029 Stierlin Ct MOUNTAIN VIEW CA 94043-4655
Phone: +1 (650) 687-3600
Fax: +1 (302) 636-5454

Price Chart

Data delayed at least 15 minutes

Stock Snapshot

Today's open$265.70
Wednesday's close$264.95
52-week range
 
52-week high$276.18
52-week low$136.02
Market capitalization33.4B
Avg. volume (10-day)1.1M
Shares outstanding125.1M
LNKD does not pay dividends

Key Fundamentals

P/E ration.a.
Earnings per share–$0.13
Revenue$2.2B
Profit margin–0.69%
Return on equity–0.53%
Fundamentals are for the trailing 12 months

Quarterly Earnings

Linkedin Corporation

Analyst Ratings

Buy13
 
Outperform17
 
Hold11
 
Underperform0
 
Sell0
 
Consensus Outperform
(As of 03/07/2015)

Executive Officers

ExecutiveTitle
Reid G. HoffmanChmn. since 2003
Jeffrey WeinerCEO since 2009
Steven J. SordelloCFO since 2007
Michael GamsonSr.VP
J. Kevin ScottSr.VP since 2012

Latest Insider Trades

03/02/2015
SZE DAVID
Open market or private sale of non-derivative or derivative security
Shares sold:300
Share price:$266.30
Trans. value:$79,890
03/02/2015
SZE DAVID
Open market or private sale of non-derivative or derivative security
Shares sold:513
Share price:$267.46
Trans. value:$137,207
03/02/2015
SZE DAVID
Open market or private sale of non-derivative or derivative security
Shares sold:587
Share price:$268.37
Trans. value:$157,533

Company Events

  • On February 5, 2015, LNKD announced quarterly earnings of $0.61 per share for 2014Q4, beating the consensus estimate of $0.53.

Filings

10-K
Annual Financials
February 12, 2015
10-Q
Quarterly Financials
October 30, 2014
10-Q
Quarterly Financials
July 31, 2014


Ownership Submissions

FORM 4
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Expires:January 31, 2005
Estimated average burden hours per response...0.5
(Print or Type Responses)
1. Name and Address of Reporting Person *
Gamson Michael
  2. Issuer Name and Ticker or Trading Symbol
LINKEDIN CORP [LNKD]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
SVP, Global Solutions
(Last)
(First)
(Middle)
C/O LINKEDIN CORPORATION, 2029 STIERLIN COURT
3. Date of Earliest Transaction (Month/Day/Year)
02/27/2015
(Street)
MOUNTAIN VIEW, CA 94043
4. If Amendment, Date Original Filed (Month/Day/Year) 6. Individual or Joint/Group Filing (Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)
2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code
(Instr. 8)
4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)
5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)
6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4)
7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V Amount (A) or (D) Price
Class A Common Stock 02/27/2015   A   17,521(1) A $ 0 51,061 D  
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.

Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number. SEC 1474 (9-02)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned

(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 3)
2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code
(Instr. 8)
5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)
6. Date Exercisable and Expiration Date
(Month/Day/Year)
7. Title and Amount of Underlying Securities
(Instr. 3 and 4)
8. Price of Derivative Security
(Instr. 5)
9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 4)
10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)
11. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Employee Stock Option (Right to Buy) $267.2 02/27/2015   A   15,018     (2) 03/01/2025 Class A Common Stock 15,018 $ 0 15,018 D  

Reporting Owners

Reporting Owner Name / Address Relationships
 Director  10% Owner  Officer  Other
Gamson Michael
C/O LINKEDIN CORPORATION
2029 STIERLIN COURT
MOUNTAIN VIEW, CA 94043
      SVP, Global Solutions  

Signatures


 /s/ Lora D. Blum, as Attorney-In-Fact
  03/03/2015
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) The reported shares are represented by restricted stock units ("RSUs"). The RSUs vest six and one-quarter percent (6.25%) on May 15, 2015, and six and one-quarter percent (6.25%) of the RSUs will vest on each subsequent Company Vest Date until all of the grant is vested. "Company Vest Dates" are defined as February 15, May 15, August 15 and November 15 of each year (to the extent that any of the Company Vest Dates fall on a weekend or Company holiday, that Company Vest Date will be the first business day following the relevant Company Vest Date).
(2) Shares subject to the option vest in 48 equal monthly installments beginning on March 1, 2015.
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.Potential persons who are to respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB number.




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