4 Money Tips.....
It’s March... And you
know what that means? Graduation! As a college senior, you may be
excited to finally get your diploma and move on to the real world.
More from: http://www.gmanetwork.com/news/story/454801/economy/moneyandbanking/6-money-tips-for-fresh-grads?ref=related_stories
More from: http://www.gmanetwork.com/news/story/454801/economy/moneyandbanking/6-money-tips-for-fresh-grads?ref=related_stories
It’s March... And you
know what that means? Graduation! As a college senior, you may be
excited to finally get your diploma and move on to the real world.
More from: http://www.gmanetwork.com/news/story/454801/economy/moneyandbanking/6-money-tips-for-fresh-grads?ref=related_stories
More from: http://www.gmanetwork.com/news/story/454801/economy/moneyandbanking/6-money-tips-for-fresh-grads?ref=related_stories
From The Desktop of: Jason R Chinn
On the Date of: 26 March 2015
Once again It’s March... And you know what that means? Graduation! As a college senior, you may be excited to finally get your diploma and move on to the real world.
This year I’m graduating, and thus have not just one year to mull over, replay, and regret, but an entire college career. Looking back, I always think of the things I should have changed, the internships I should have applied for, the nights I should have stayed in. I like to tell myself that if I could do it all again, I’d do it perfectly.
TIP 1.
Being broke is as depressing thought as it is a reality check. College fees, travelling expenses & nights out can all contribute to a zero bank balance.
money don't grow on trees, like you thought when you were younger. Reality strikes and your left wondering, 'what should I do now'?
Here's the first thing everybody should do from day one when you'r old enough to have a bank account, or as soon as possible after the age of your first bank account. SAVE AT LEAST 10 PERCENT OF ALL MONEY THAT’s COMING IN.
Do this from day one and you'll be on the first step of the finance ladder when it comes to Graduation Time.
TIP 2.
Stay in throughout the week while your away at college, even if your friends go out. Think of what you could save by not going with them. If you enjoy nights out and you feel you need to, then just go out at weekends. You will be surprised that you can save hundreds of pounds in just a couple of weeks.
Sit down with a pen and paper and jot down the cost of a night out in the week, then multiply it by 5 for every week day and you'll soon change your mind about nights out throughout the week. "Or will you".
I all depends on what type of person you are and if you have the will to say no!
The benefits of staying in throughout the week! |
TIP 3.
Take time and sit down and write down on paper, your plans for the fourth-coming year ahead. Make sure you prepare this for at least a year ahead. Like a business plan in a way, an a cash flow forcast for the year ahead. if you find it hard get some help in starting off, or look on the internet. there's a wealth of informaition online about any and every topic you can think of, and more...
Graduation Day is almost here already! |
"I’ve definitely wasted many hours over the last four years,
and perhaps
sometimes my priorities were out of line. When I
reflect back on my
college experience, I am initially struck by regret,
and a tiny bit of
self-loathing. I beat myself up over the things
that I would have, could
have, should have done. I step back
and evaluate who I am today, and
I’m overall pretty bummed
to realize that I am most definitely not the
22-year-old that I’d
always imaged I would be, and my undergraduate
experience was
nowhere close to how it looks in the movies "
TIP 4.
Don't end up regreting the past years that you have wasted in college. keep your chinn up and your head down and before you know it you've graduated from university or college and you have landed the job that set out get, hence the years you just spent in college.
" Once I can shake my disappointment with myself, I can see
that maybe
all the time I’ve wasted and all the mistakes
I’ve made didn’t actually
screw me over in the end.
Maybe I don’t have it all together, I don’t
know what
I want from life, or what I want to do, or even where
I’ll be a
year from now. But even when my schoolwork
or ultimate life goals
weren’t first on my to-do list, the time
I spent doing extra-curricular
student groups, walking
by the ocean, or having coffee and a long talk
with a
friend (even though I should have been studying) was
beneficial
to my personal growth and development.
So no, I’m definitely not the person I set out to be,
but my time in college has taught me so much
more than academic drive and motivation.
I’ve become more comfortable in almost every
social situation, and more importantly, more
comfortable with myself. "